Critical Illness Insurance

With a critical illness insurance policy through South Dakota Senior Insurance Agency (SDSIA), you’ll be protected if you’re diagnosed with a covered condition, so you can instead focus on feeling better.

With the steadily rising costs of treatment and deductibles, having a critical illness policy can be very beneficial in lessening the impact on your finances should you be diagnosed with a critical illness. 

How Critical Illness Insurance Works

After you’re diagnosed with a critical illness, you will receive a lump sum benefit. A check will be sent directly to you, not the health care provider, and you are free to choose how that money will be spent. It comes in handy to replace lost income, cover health insurance deductibles or copays, pay household expenses like groceries and mortgage payments and to pay for travel expenses should you require care away from home.